Specialists in Personal, Residential and Commercial Finance

Mortgages - Remortgage

Your mortgage like all other aspects of your finances needs to be reviewed every couple of years to ensure that the rates you are paying are the best currently avaialble for your circumstances.


Move your mortgage and save money


Remortgaging is a good way to restructure your finances whether by moving away from high variable or fixed interest rates or releasing capital which may have built up in your property over the years. Even if you have just come out of a special deal or are obliged to pay a penalty if you change, it is always worth reviewing what you are paying if simply to put your mind at rest.

In recent years remortgaging has become a much simpler and more common process. More and more lenders are offering specialist remortgaging services - often with free legal and arrangement fees.


Reasons to remortgage


As well as reducing your monthly payments, you can also use remortgaging to release the equity that's built-up in your property over time. If you have owned your property for several years, it could be worth more than your outstanding debt (hopefully) therefore taking out a larger mortgage could release some extra cash. This could be spent on home improvements, a new car or by putting any of your other outstanding debts into one payment. Remember that consolidating debt has advantages and disadvantages with regards to paying debts over a longer period and securing previously unsecured debts, here at JFS we will be able to advise you as to your best option.

When you re-mortgage, you are simply replacing your existing mortgage provider with a new one, much like moving your gas, electricty or telephones from one supplier to another. There are thousands of mortgages available across the market and after discussing your requirements in depth JFS Financial will establish what different lenders are offering at present and find the best deal for your individual circumstances.

Next step...

Call us on Freephone 0800 917 8088 or contact us for friendly and impartial mortgage advice. loan.